Gold Loan

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Overview

Gold Loan: Unlock the Value of Your Gold

RED FINCORP offers quick and convenient Gold Loan solutions, allowing you to leverage your gold assets to meet urgent financial needs. Whether it’s for business, personal, or emergency requirements, our Gold Loan service provides a hassle-free way to secure funds with minimal documentation and quick disbursals.

With competitive interest rates, flexible repayment options, and transparent processing, you can rest assured that your gold is in safe hands while you enjoy the financial benefits. Trust JWINZ FINVEST to help you unlock the true value of your gold assets.

Gold Loan Details

  • Loan Type: Gold Loan
  • Security: Pledged Gold
  • Interest Rate: Starting from 7%*
  • Loan Tenure: Up to 36 months
  • Loan Amount: Based on gold valuation, up to ₹50 Lakhs
  • Loan Feature: Immediate funds with safe storage

  • Apply Now
Gold Loan Image

Documents Required for Gold Loans

Please have the following documents ready to ensure a smooth loan process:

  • KYCs (PAN / AADHAR)
  • Address Proof
  • Ownership Proof for Gold (if applicable)

Our Lending Partners

ICICI Bank Federal Bank SBI Canara Bank Yes Bank Kotak Mahindra Bank IDFC First Bank Karur Vysya Bank Indian Overseas Bank HDFC Bank

Gold Loan FAQs

Frequently Asked Questions

A: Any Indian resident over the age of 18 who owns gold jewelry or coins can apply for a Gold loan. This loan is available to salaried individuals, self-employed professionals, business owners, and even farmers. There are generally no strict income or credit score requirements, as the loan is secured by gold collateral.

A: Gold loans require minimal documentation, typically including Identity proof (Aadhaar, PAN, passport) and Address proof (Utility bill, Voter ID). Some lenders may also require a photograph and a completed application form. Since the loan is secured by gold, proof of income is often not necessary.

The loan amount is based on the value and purity of the gold provided as collateral. Most Banks offer up to 75%-90% of the gold’s current market value. The exact loan-to-value (LTV) ratio is determined by the lender, based on the Reserve Bank of India (RBI) guidelines and their own policies.

A: Gold loan interest rates in India generally range from 7% to 18% per annum, depending on factors such as the Bank’s policies, loan tenure, and loan-to-value ratio. Interest rates for gold loans are often lower than for unsecured loans due to the gold collateral.

A: Gold loan tenures usually range from 3 months to 3 years, though some Banks may offer flexibility based on the borrower’s needs. Many Banks allow early repayment without prepayment charges, but it’s best to check with the specific Bank regarding prepayment policy. Flexible repayment options may also be available, such as bullet repayment at the end of the tenure.

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Contact

redfincorp99@gmail.com

+91 99442 64799

About Us

RED FINCORP is your trusted partner for all your financial needs. From personal to business loans, we offer a wide range of solutions to support your financial goals.

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