Common Frequently Asked Questions
A: Eligibility criteria typically
include factors like age, income,
employment
status, credit score, and residency
status. For most personal loans, you
should
be 21-60 years of age, employed, and
have a stable income source.
A: The maximum loan amount varies
depending on the type of loan and
your
eligibility. For personal loans, it
can range from ₹50,000 to ₹50 lakhs,
while
home loans can go up to several
crores based on the property value.
A: Interest rates vary for each loan
type. Personal loan interest rates
usually
start from 10.5%, home loans from
7.5%, and business loans from 12%.
Your credit
score and loan tenure also affect
the final rate.
A: Yes, you can easily apply for a
loan online through our website.
Just fill in
the application form, upload the
required documents, and our
representative will
get in touch with you for further
processing.
A: A Loan Against Property is a
secured loan where you can borrow
money by
mortgaging your residential or
commercial property. It’s suitable
for high-value
funding needs, with loan amounts up
to 70% of the property’s market
value.
A: You can check your loan status by
logging into your account on our
website,
or by contacting our customer
service with your application ID.
Regular updates
are also shared through email and
SMS.
A: Required documents include
identity proof (Aadhaar/Passport),
address proof,
income proof (salary slips or bank
statements), and property documents
(for
secured loans).
A: Yes, prepayment is allowed for
most loans, but it may attract a
small
prepayment fee depending on the loan
type and lender’s policy. Check your
loan
agreement for specific details.
